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info@golifeandhealth.com
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St. Augustine, FL
Multi-State Offices
info@golifeandhealth.com
Sunday Closed
Multi-State Offices
Home / Free Policy Review
Your life insurance, long-term care, disability income and annuities may be among the most valuable financial assets you own. Yet unlike other investments, they’re rarely reviewed to ensure they’re still performing as expected or aligned with your goals.
Gain an understanding of your current policy’s charges, rates, riders, and key features, while exploring possible alternatives that may offer better benefits or lower costs.
Life happens—marriage, divorce, new children or grandchildren, career changes, retirement, health changes, or simply shifting financial priorities. Over time, your coverage may no longer match your needs. A review helps ensure your plans are up to date and still working for you.
Is Your Annuity Working As Hard As It Should?
Our third-party, no-cost Performance Review provides a comprehensive written report that may reveal contracts with better benefits or higher interest rates.
Then, our team will choose a path together for greater retirement income.
Request Your Free Annuity Review →Take a step back and examine your current financial situation. Do the annuity contracts that you purchased years ago meet your current needs? Annuities play an important role in your overall retirement plan and financial well-being. When your contract was purchased, you probably made assumptions about your future. Those assumptions may have changed. The annuity industry changes, too.
Once all information is received, a team member of O'Rourke Life & Retirement will discuss the findings with you. If changes are needed, you'll receive suggestions to adjust your current contract or new alternatives to help you reach your goals.
Request Your Free Review TodayIs Your Coverage Still Right for You?
Life insurance can be one of the most valuable assets you own, with key tax advantages, potential retirement income and more. Taking time for a policy review through O'Rourke Life & Retirement allows you to make sure you have confidence in your coverage.
Get Your Free Policy Review →Life insurance is one of the most valuable financial assets you can own. Yet many policies sit unreviewed for years—even decades. Your life has changed. Your health may have improved. The insurance industry has evolved. A professional review can reveal opportunities you never knew existed.
Marriage, divorce, children, grandchildren, career shifts, retirement—each life event changes your insurance needs. Ensure your coverage still protects what matters most.
If your health has improved since you bought your policy, you may qualify for significantly better rates. Even small health changes can result in substantial savings.
Today's life insurance policies offer enhanced living benefits, chronic illness riders, long-term care features, and improved cash value accumulation that weren't available years ago.
Analyze your existing policies, riders, and cash values
Understand your current and future protection needs
Evaluate if your policy is performing as expected
Present alternatives that may better serve your needs
There's no cost, no obligation, and no pressure. We'll provide you with a comprehensive third-party written analysis of your current life insurance coverage. You'll receive clear insights into your policy's performance, potential improvements, and alternatives—all at no charge. The decision to make any changes is always 100% yours.
Request Your Free Review TodayWe believe working with an independent insurance professional should be simple, transparent, and focused entirely on your best interests.
Understand exactly what your policies do and how they work. We explain everything in plain English—no jargon, no confusion.
Feel secure knowing your coverage aligns with your goals. We ensure you have the right protection for today and tomorrow.
See your options and stay in control of your financial future. You decide what's best—we're here to guide, never to pressure.
This is a no-cost, no-obligation review. We simply help you understand what you currently have, whether it still fits your needs, and what options may be available to improve your financial security.
Start Your Free ReviewGet answers to common questions about our policy review services
Yes. Our guidance and support are provided at no cost to you.
There are no advisor fees, no management charges, and no fees taken from your account. You are never billed for reviews, guidance, or support.
If you choose to move forward with a policy, we are compensated by the insurance company, not by you. That compensation does not increase your premium, does not reduce your benefits, and does not come out of your account.
Every dollar you place goes toward your life insurance or annuity policy's values and guarantees — not toward advisor or management fees. You pay nothing extra for our service, and there is no obligation or pressure to buy.
Before you consider exchanging one annuity contract for another, all aspects of the exchange should be considered, including but not limited to cost, guaranteed interest rates, surrender charges, rider costs, possible rating changes and different features and benefits of the two contracts.
We simply help you understand what you currently have, whether it still fits your needs, and what options may be available to improve your financial security.
© 2025 O’Rourke Life & Retirement. All rights reserved. Specializing in fixed annuities, life & health insurance solutions. We are not a registered investment adviser or securities broker-dealer and do not provide investment, tax, or legal advice. Insurance products offered by Greg O’Rourke, Licensed Insurance Agent & Financial Professional. Not connected with or endorsed by the U.S. government, Medicare, or the Federal Marketplace. Licenses: FL #G166831 | National Producer #21340769 | Multi-State Licensed Agent
