(904) 373-8374
info@golifeandhealth.com
Mon - Sat 9am-8pm
Sunday Closed
St. Augustine, FL
Multi-State Offices
info@golifeandhealth.com
Sunday Closed
Multi-State Offices
Home / Final Expense
We Shop 30+ Top-Rated Carriers to Find You the Best Price
Ballpark Quote in Seconds—Full Coverage in Minutes!
One Licensed Agent. Zero Pressure. Your Information Never Sold
Choosing the right burial insurance shouldn’t be confusing, stressful, or filled with gimmicks. At O’Rourke Life & Retirement, you get clear answers, real quotes, and personal service from a licensed agent who works for you — not for one insurance company.
Your information is never sold, you’re never pressured, and you always know exactly who you’re talking to. Whether you want a quick ballpark quote, a fully shopped pre-approved option, or help applying right over the phone, we make everything simple and comfortable.
We’re happy to speak with you — and with anyone else you’d like involved in the conversation — so you feel confident every step of the way.
Affordable plans, honest guidance, and lifetime protection for the people you love.
“Everyone’s needs are different. Our job is to listen, guide, and help you protect what matters most — with honesty, compassion, and peace of mind.”
CEO & Founder of O'Rourke Life & Retirement. Multi-State, Licensed Insurance Agent
Simple. Affordable. Compassionate protection for your loved ones.
Planning ahead for final expenses is one of the most thoughtful and loving gifts you can leave your family. We make this process simple, affordable, and pressure-free — while protecting your privacy and providing personal service that lasts for the life of your policy.
Final expense insurance is a small whole life insurance policy designed specifically to cover end-of-life costs, giving your family money, control, and peace of mind.
Funeral or cremation expenses
Cemetery plot and burial services
Outstanding healthcare expenses
Credit cards and personal loans
Emergency travel and needs
Your beneficiary chooses
This policy ensures your family has money, control, and peace of mind — not stress, confusion, or unexpected debt.
✓ Never expires — your coverage is guaranteed for life as long as premiums are paid
✓ Cost never increases — lock in your rate today and it stays the same for life
✓ Amount never decreases — your family receives the full benefit you selected
Most applications approved within hours, not weeks
Just simple health questions — no needles, no doctors, no lengthy process
Plans designed for seniors living on Social Security or retirement income
Those well-known TV ads offering life insurance for "just $9.95 per month" leave out critical details
✓ At O'Rourke Life & Retirement, we help most clients qualify for Level Benefit (Day One) coverage — with better pricing and no unnecessary waiting periods.
Understanding your options (explained simply and clearly)
We always try to qualify you for Level Benefit Day One coverage first.
We're not like other insurance agents. Here's why thousands of families trust us.
Understanding the difference between single-company agents and independent advisors
Every insurance carrier looks at health differently. That's where we excel.
Our underwriting tools identify which companies offer the best rates for your specific health profile:
✓ Diabetes
Better rates for controlled diabetes
✓ COPD & Breathing
Companies friendly to respiratory issues
✓ Heart Issues
More favorable options for heart conditions
✓ High Blood Pressure
Carriers who overlook controlled BP
✓ Former Smokers
Companies treating ex-smokers favorably
✓ Cancer History
Case-by-case coverage options
This approach often saves clients 30% to 75% compared to agents who only have access to one company.
Choose whatever makes you most comfortable
Simple health questions, no medical exam. Takes about 10 minutes with no pressure or obligation.
You get the best price and best coverage tailored to your specific health profile.
Most applications are approved the same day. Quick, simple, and stress-free.
Several final expense plans include funeral planning and concierge-style support at no extra cost
This gives your family not only financial protection — but real, compassionate support when they need it most.
Most People Are Overpaying — Let us help you find out if you are
⚠️ 7 out of 10 are overpaying
⚠️ Many have Guaranteed Issue when they qualify for Level Benefit
⚠️ Some have Term policies that expire and leave them uninsured
⚠️ Some don't realize their premiums will increase with age
⚠️ Others are paying for coverage that ends at age 80 or 85
We help you make sure the coverage you have will actually do what your family needs it to do.
You deserve coverage that fits your needs and your budget — with no sales pressure, no obligations, and service that lasts a lifetime.
We will NEVER sell, share, or distribute your information. You work with ONE licensed agent — your personal advisor for life. No spam. No pressure. No hidden fees.
We believe in a no-pressure approach. There are no unsolicited calls, no selling or passing your information to others, We handle your needs personally, with respect and integrity.
We represent only the top-rated insurance carriers, as an independent agency, this gives us the flexibility to find tailored solutions that fit your specific needs, health, and budget.
Our guidance and support come at no charge to you. We’re here to find the best coverage for you without any additional cost.
Compare Final Expense Burial Quotes! No Obligation to Buy, No Account Needed.
© 2025 O’Rourke Life & Retirement. All rights reserved. Specializing in fixed annuities, life & health insurance solutions. We are not a registered investment adviser or securities broker-dealer and do not provide investment, tax, or legal advice. Insurance products offered by Greg O’Rourke, Licensed Insurance Agent & Financial Professional. Not connected with or endorsed by the U.S. government, Medicare, or the Federal Marketplace. Licenses: FL #G166831 | National Producer #21340769 | Multi-State Licensed Agent
