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info@golifeandhealth.com

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St. Augustine, FL

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Privacy Policy for GoInsureDirect.com, GoLifeandHealth.com, GoFinalinsurance.com, GoLifeandHealth.com, GoInsureyou.com, Goinsuredirect.net, insuremenowdirect.com/gregoryorourke and affiliated websites.  

Effective Date: October, 27, 2024 

At Goinsureyou.com, GoLifeandHealth.com, GoFinalinsurance.com, GoInsureDirect.com owned and operated by our licensed agent Gregory O’Rourke, we are committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data. By using this website, you consent to our collection and use of your information as described in t

his policy.

 

Sites provides life, health and annuities insurance information and quotes. Each rate shown is a quote based on information provided by the carrier. 

 

Why We Collect Visitor Information 

We collect information on this site to: 

  1. Provide real-time, accurate life insurance quotes. 
  2. Initiate the application process for purchasing life insurance. 

The information we collect helps us better understand your needs and enables us to provide  relevant, accurate information for your insurance options. 

Information We Collect and How We Use It 

  1. Insurance Quote Request Form 

To provide accurate life insurance quotes, we collect information including, but not limited to: 

  • Personal Details: State of residence, date of birth, gender, height, weight, desired  coverage amount, and health classification. 
  • Lifestyle Information: Tobacco use and additional health information (for simplified issue and guaranteed issue life insurance quotes). 

This information is used exclusively to deliver accurate, real-time quotes based on life insurance  carriers’ proprietary rate guidelines. The information provided is strictly confidential and used  solely for quote generation. 

  1. Insurance Application Request Form 

When you submit an insurance application request form, you initiate the insurance purchasing  process. The information collected, which may include name, mailing address, email, and phone  numbers, is used to: 

  • Contact you directly about your insurance application and purchase. 
  • Share necessary information with life insurance carriers, enabling them to provide   accurate quotes and product options to best serve your needs. 

 

We do not sell or share your information with third parties outside of this purpose. Sensitive  health and lifestyle information collected as part of the insurance application is only requested 

once, and you may opt to provide additional information directly with the insurance carrier if  needed. 

Spam and Unsubscribe Policy 

Gregory O’Rourke and Goinsureyou.com, golifeandhealth.com GoFinalinsurance.com GoInsureDirect.com value your privacy and are committed to a spam-free experience. We will only contact you regarding your insurance  inquiries or applications. You will not receive unsolicited marketing emails or calls, and we do  not share or sell your contact information with any third-party marketers. 

  • Unsubscribe from Emails: You may unsubscribe from our email list at any time by  following the unsubscribe instructions at the bottom of our emails or by contacting us  directly. We respect your choice and will promptly remove you from our mailing list  upon request. 

How We Protect Your Information 

We take your privacy seriously and has implemented safeguards to protect your personal  information. This includes both physical and electronic measures to secure the data you provide. 

Your Rights Under California Law (California Consumer Privacy Act –  CCPA) 

If you are a California resident, you have specific rights under the California Consumer Privacy  Act (CCPA). These rights include: 

  • Right to Know: You may request details of the personal information we have collected  about you, including the categories of personal information collected, sources, purposes  of collection, and any third parties with whom it has been shared. 
  • Right to Delete: You may request the deletion of personal information we have collected,  subject to certain exceptions (e.g., legal obligations). 
  • Right to Opt-Out of Sale: We do not sell your personal information. Should this practice  ever change, we will notify you and provide a means to opt-out. 
  • Right to Non-Discrimination: Exercising your privacy rights will not result in  discriminatory treatment. 

To exercise your CCPA rights, please contact us via the methods provided in this policy. We will  verify your identity and respond promptly. 

Use of Aggregate Data 

We analyze aggregate usage data and visitor trends to improve our website and better understand  our users’ needs. This data is non-personally identifiable and does not track individual user 

patterns. The information collected in this way is used to enhance the site’s functionality and user  experience. 

Your Choices and Rights 

You have the right to: 

  • Access the personal information we hold about you. 
  • Request Corrections to any inaccurate or outdated information. 
  • Opt-Out of further communications from us at any time by contacting us directly. 

If you have questions or concerns about this Privacy Policy, please contact us at 

Changes to This Privacy Policy 

We may update this Privacy Policy from time to time. Any changes will be posted on this page  with an updated effective date. We encourage you to review this Privacy Policy periodically. 

 

Privacy Policy of Levinson & Associates 

Levinson & Associates operates the www.levinsonandassociates.com website, which provides the SERVICE for Insuremenowdirect.com/gregoryorourke

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the levinsonandassociates.com website.

If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at www.levinsonandassociates.com, unless otherwise defined in this Privacy Policy. Our Privacy Policy was created with the help of the Privacy Policy Template and the Online Privacy Policy Template.

 

Information Collection and Use

 

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

 

Log Data

 

We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

 

Cookies

 

Cookies are files with a small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collect information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

 

Service Providers

 

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

 

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

 

Children’s Privacy

 

Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

 

Changes to This Privacy Policy

 

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page

If you have any questions or suggestions about our partnership with Levinson & Associates  and Insuremenowdirect website their Privacy Policy, do not hesitate to contact Levinson & Associates 

Contact Us 

If you have any questions about our Privacy Policy and or how we handle your data, please contact  us at:  

Gregory O’Rourke 

St. Augustine, Florida 32092  

Email: info@Golifeandhealth.com  

Phone: 904-373-8374 

Thank you for trusting us with your insurance needs.